My Journey Out Of Financial Debt

I am a college graduate and I am in debt.

Although I have been blessed with an amazing job, I am in debt. I have school loans, bills that need to be paid religiously every month, and on top of that I now have to pay for my boo Brown Suga (my car).

All these responsibilities are great though ya know, I love being able to take care of myself and pay my own bills. However, as the year of 2015 quickly comes to an end I start to think about my financial goals. What are they?

So what do I do? I hop my butt on Pinterest and I start looking for ideas that have worked for others to pay off their debt. What I have found is that a lot of people who have paid off an amazing bulk of their debt within a few years (like 2 or 3) are married as well.

Well I ain't married, so what does that mean for me? Or what does that mean for us (meaning  you guys and myself)? Well lovely readers, I intend on taking you along with me on my ride to paying off my debt. So I guess the first thing is to set a goal of when I'd like to be debt free, or at least at a reasonable financial standing? 

My goal is that by 2018, my finances will be reasonable and will go back to just being labeled as bills.......NOT DEBT. 

I'd like to take you a long with me with through this journey because I feel like almost every single college student has to finally come to the realization that Sallie Mae and all her cousins want their money....and they will get it one way or another.

Not only is it about goals though, but it will require a call for personal growth as well. Things such as organization, procrastination, and discipline are just a few examples of things I will have to pray (& probably fast) about because these are all things that play a huge role in my achieving my goal.

Plus, I want to actually push myself to stick to my plan. I don't want majority of my adult life to be consumed with the thoughts of dollar signs. I want to live life contently. ALSO, as I said earlier, I am not married, and as much as it would be great to have help, I kind of want to handle the debt I have brought upon myself on my own. Whenever I get married, I don't want my college financial debt to be my uninvited shadow, appearing at the moments when my life is shining at it's brightest.

I WANT TO CUT THE CORD! 

And I have faith that I will be able to do it, we will be able to do it. I not only want to be debt free by 2018 but I want to of course see how God makes provision for me during this period of my life. I plan to learn more about myself and my weak points. Yall already know I include the Lord in EVERYTHING lol!

 I will keep you posted on this journey my amigas y amigos! Stay on the look out for new posts & videos coming soon on my blog!

Okay..so deep breath...let's say a prayer and let's make this happen ;)

.......I don't love you like God do, but I still love you lolololollolol.... deuces